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alex masterton

Owner-Occupied Rental Properties in UK

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I often see stories/journals in the US about acquiring properties with multiple units/fully separate living apartments. The owner then living in one "unit" and renting out the remainder. A few questions:

  1. Is this at all common in the UK?

  2. Is it possible to get a residential mortgage on the entire "property" and then consent confirmation from the mortgage provider for part of the property (which would have completely separated living quarters)? - Is this significantly easier then transitioning a residential mortgage to BTL?

  3. How does one go about finding properties which would be suitable for the above?

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