Jump to content

Landlord 'forgot' to charge for buildings insurance


Recommended Posts

Hi all, newbie here :)

I'm hoping for some advice which I would be really grateful for. 

I have been living in my flat for 5 years, always paid my ground rent and service charges. I have always assumed my service charges include my portion of the buildings insurance. I have requested the schedule of insurance each year to be sure it is in place for my own sanity, which the freeholder has always provided.

I am now selling my flat, and I requested the latest buildings insurance schedule from the freeholder company. They have now realised that after 5 years they have 'forgotten' to charge all owners their portion of the insurance. They have now sent me a bill of £897 to cover the past 5 years of buildings insurance. 

Obviously it's quite a sum for me and I'm uncomfortable to pay for previous years. What are your thoughts on this and are there any rights I can exercise?

Any help appreciated!

Thanks,

Rishi

Link to post

Hi Rishi-p

service charge accounts should be completed in reasonable time after the end of the service charge period / financial year. I would recommend looking at https://www.lease-advice.org/advice-guide/service-charges-other-issues/ section 4.1 of the link will be of particular interest as it states that demands must be made within 18 months which may enable you to avoid a proportion of the bill.

They also have an advice line where they could advise on your specific situation and they are an independent body, I am not qualified to give advice but it looks like the guys are.

hope this helps

Gary

Link to post

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...