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Mortgage Advisor - Staffordshire


RichardB

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Hi all,

I was wondering if anyone had any Mortgage advise or recommendations for a mortgage advisor for the stoke/ Newcastle-under-Lyme area.

I own my own property on a residential mortgage but I currently rent out my 3 spare rooms as a live in landlord. I am looking to change this to a let to buy mortgage and release money to buy another residential property with my girlfriend and rent my room out as well. 
Would I need a special mortgage as it will be a 4 bed hmo? 
also, what tends to be the going rate for a mortgage advisor as I have never used one in the past?

 

thanks,

rich 

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Good afternoon Richard, 

I split my time between London & the West Midlands and would be happy to arrange a conversation if you require some advice. 

With regards to the property being a HMO, this all depends on the setup and whether the tenants are on individual tenancy agreements...as some lenders will allow up to 4 tenants on one tenancy agreement for a standard buy to let mortgage. 

Please feel free to pop me an email with a couple of suitable times to speak. My email address is nathan.cole@privatefinance.co.uk 

Best regards

Nathan Cole

 

Nathan Cole CII (MP)

Mortgage Consultant at Private Finance

Office: +44 (0)1743 211 855

Email: nathan.cole@privatefinance.co.uk

Website: www.privatefinance.co.uk

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