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Both leases and both shares of the freehold?

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I bought a flat in a covered house last year. I own half the freehold and have a 999 year lease on the flat.

There's a possibility of purchasing the remaining flat, also with a 999 year lease, which has the other half of the freehold.

I'll need a mortgage on the new flat - but have been warned that mortgage companies don't like owners to have both the freeholds and the leases.

Is the solution to:

Set up a limited company & put both the freeholds in there with 2 shares? Then incorporate into each lease a requirement of any subsequent flat owner to take up membership of the freehold company?

Alternatively, could I get a relative to be a freeholder?


- or something else?


Many thanks.

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