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Extend buy-to-let mortgage term

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If you are under 70, The Mortgage Works policy states you can take a mortgage of up to 35 years with them, effectively giving you till 105!


You have to be careful though, many lenders only go to 75, a good selection go to 85, and then few allow past that. If you are nearing state retirement age you should be able to extend the term easily. Income may be a problem in the future though as you will need to prove over £25k from pensions in future for almost all lenders, not TMW though interestingly...

043_logo_final_03.png.0cdf828351f81e6097208048ac2d018d.pngStuart Phillips

Independent, Whole of Market Mortgage Broker & BTL Specialist

AALTO Mortgages Ltd

Web  www.aaltomortgages.com

Email  sales@aaltomortgages.com

Call  020 7183 1101

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Without knowing your lender, it's difficult to reply. I've recently done a 35 year BTL mortgage for a 79-year-old. We both agreed that we wouldn't contact each other on expiry!


in BTL ages are increasing all the time so plenty of choice subject to your personal circumstances.

Regards Simon

Searchlight Finance Ltd

T: 01565 654005

Landlord and specialist property finance advisor dealing with portfolio landlords and developers throughout the UK and beyond.

Buy to Let - Commercial Finance - Bridging Loans - Development Finance - HMO Finance - Refurbishment Loans - Multi Let - Limited Company - Student Lets - Portfolio Finance

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