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Crunching the numbers - other costs?

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Hi all,


As a newbie to this, I'm busy crunching the numbers.  Most of the examples I come across seem too straight forward.  I've pieced together costs from several examples below, but what other costs should I be factoring in (example. 2-bed flat)?


So far I have:


Solicitor fees (conveyancing)

Mortgage fees (application \ product \ valuation) 

Stamp duty

Service charge

Ground rent

Letting fees


Repairs contingency

Furniture (if applicable)

Refurb (if applicable)





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