The Property Podcast #536

Mortgage Market Update

Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market? 

  • (0:56) News story of the week 
  • (2:28) Exciting announcement  
  • (4:55) What’s going on with the mortgage market? 
  • (5:48) What’s the current state of the market and has this ever happened before? 
  • (6:17) What’s happening with the base rate/swap rates and how are lenders responding? 
  • (6:59) Do you see this period of volatility lasting much longer? 
  • (8:07) What kind of knock-on effect is this having? Are fewer people applying? 
  • (8:42) What should you be doing if your fix is coming to an end? 
  • (11:26) Is a 2-year fix the best option? 
  • (12:37) What are the good products right now and what kind of rates should people be looking at right now? 
  • (14:05) Are clients adamant on getting a lower-interest-rate product even though they have higher product fees? 
  • (14:55) Are off-plan and new builds easier to get finance on? 
  • (15:30) Are you expecting to see more attractive products to come to market soon? 
  • (16:49) What do you think will happen in the next 1-2 years? 
  • (17:53) Is diversification a part of your strategy? 
  • (19:40) Can you still operate in this market? 
  • (20:50) The importance of using a broker 
  • (22:59) Hub Extra 

Links mentioned: 

Enjoy the show? 

How to listen

Subscribe in your favourite podcast app to get every episode automatically sent to your phone.

Get involved

What do you think?

Share your thoughts on this episode – and find out what others are saying – in the Property Hub Forum.

Go to the forum

Get on the show!

Did you enjoy this episode? Then please leave us a review: it’s the best way to say thank you, because it helps others find us.

To show our appreciation, we’ll read out your review on the show! Learn how to leave a review in Apple Podcasts.

You might also like...