My solicitor is limiting my mortgage options – What should I do? PLUS: Does a Limited Company purchase count towards Stamp Duty?

Rob & Rob are back again this week to answer two more of your burning questions.

The first caller this week is Sam who is stuck in limbo. She’s in a bit of a situation that you might not often find yourself in, but that doesn’t mean you might not be in Sam’s position at some point in the future.

Sam is using a certain solicitor, however the lender that she’s using for her mortgage isn’t on the same panel. So, in order to get the rate that she wants with this lender, she’ll end up paying extra legal fees.

She’s not 100% sure on how this works and if there’s a way to factor this into your costs or not.

So what advice can Rob & Rob offer to Sam?

Our second question this week comes in from Marcus from London. Marcus has a buy-to-let property in his personal name which he is about to move over into a Limited Company.

He’s wanting to understand the tax implications around this.

Essentially, once he’s moved the first property into a Limited Company, when he buys a second property in his personal name, will he still be seen as owning the first property and therefore end up paying double the stamp duty costs?

It’s a very clever tactic, but is it clever enough to avoid the stamp duty costs?

Tune in to find out.


Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours.

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

How to listen

Subscribe in your favourite podcast app to get every episode automatically sent to your phone.

Get involved

What do you think?

Share your thoughts on this episode – and find out what others are saying – in the Property Hub Forum.

Go to the forum

Get on the show!

Did you enjoy this episode? Then please leave us a review: it’s the best way to say thank you, because it helps others find us.

To show our appreciation, we’ll read out your review on the show! Learn how to leave a review in Apple Podcasts.

You might also like...