How do mortgage holidays actually work? PLUS: Should I reduce my rent?

It’s Tuesday which means it’s another episode of Ask Rob & Rob, and they’re changing things up today.

Coronavirus has naturally ramped up the number of questions we’ve been getting through. So Rob & Rob have decided to combine some of the popular ones.

The main question we’ve been asked is around buy-to-let mortgage holidays. There appears to be a fair bit of confusion about how these work.

Rob & Rob have addressed the situation to give property investors a better understanding. Here’s what you can expect them to answer:

  1. Can I get multiple mortgage holidays? I have properties with several different lenders, will they all honour it?
  2. I’ve got a property that’s currently empty between tenants, can I get a mortgage holiday on it?
  3. If I take a mortgage holiday do I have to defer the rent to my tenant?

As the demand for letting property right now is likely to drop, should landlords be taking a reduction in rent?

Well…tune in and you’ll find that one out!


With all the negative news going on right now, the Rob’s are always here to answer your questions and keep you updated on the property market.

So sit back, relax and have a nice cuppa while The Robs keep you updated on the most asked questions.
Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours.

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

How to listen

Subscribe in your favourite podcast app to get every episode automatically sent to your phone.

Get involved

What do you think?

Share your thoughts on this episode – and find out what others are saying – in the Property Hub Forum.

Go to the forum

Get on the show!

Did you enjoy this episode? Then please leave us a review: it’s the best way to say thank you, because it helps others find us.

To show our appreciation, we’ll read out your review on the show! Learn how to leave a review in Apple Podcasts.

You might also like...