Universal Credit: Why every property investor needs to understand it

Rob & Rob are back again this week and this time they’ve got one of our favourite podcast guests joining them. Mark Morris.

You’ll probably remember Mark from a few months ago when he was sharing his investor story – the one that got everyone buzzing!

Well, he’s back again this week to discuss Universal Credit after making himself somewhat of an expert on the topic.

Most investors are only aware of Universal Credit coming into play a few years ago when the government rolled a number of benefits into a single payment directly to the claimant. The government were aiming to do two things:

  1. Combine several benefits into one
  2. Ease the transition of claimants back into work

Naturally this caused problems for landlords as they were no longer getting paid directly from the government.
It’s now got to the point where, as an investor, it’s something you need to be clear about.

And that’s why we’ve invited Mark Morris into the podcast studio to educate us all, including Rob & Rob…

And as promised, here are all the links you need which Mark refers to on today’s podcast:

LHA rates linked in article
DWP Universal Credit Landlord page
Mark Morris’ Linkedin profile


In the news this week, we’ve got ‘demand for stamp duty holiday to reignite the housing market’. Rob & Rob have had a couple of messages this week from people who have been getting excited about the prospect of a stamp duty holiday.

However, that’s all just hearsay right now, and something that people have been saying should be done. But isn’t necessarily coming into play.

Will it happen? We’ll have to wait and see, but it’s certainly something that would benefit the housing market.


This week’s Hub Extra is something that will keep the kids quiet for a bit and do some good at the same time. It’s a service called Goodnight Zoom that matches your child with somebody who’s elderly or isolated and gives them a way to read a story together over Zoom.

How lovely is that?! No, we’re not crying, you’re crying!


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