Mortgages and finance

A hand-picked selection of our most valuable resources

Must-listen podcasts about
mortgages

Should you be using short-term finance?

Short-term finance can be a valuable tool to help you expand your property portfolio…if you know how. In this episode, we give you that knowledge.

Listen now
The mortgage shake-up you need to understand

It’s the biggest change to the mortgage market in years. Find out what it is, who will be affected, and what you should do about it…

Listen now
What are the advantages of being a cash buyer?

Is it worth saving up so you can buy with all cash? Rob & Rob dig into the pros and cons in response to a listener question.

Listen now

Our best articles about
mortgages

Buy-to-let mortgages: Explained

Learn how much you can borrow, what boxes you need to tick, and what steps to take – so you can get the right mortgage and build your portfolio!

Read the article

Mortgages:
everything we’ve got

Podcast

This week on Ask Rob & Rob the guys are discussing solicitors limiting mortgage options and if purchasing in a Limited Company counts towards stamp duty...

Listen now

Podcast

This week on Ask Rob & Rob, the guys are answering questions on stamp duty and if there are mortgages that allow you to rent out your spare room.

Listen now

Podcast

Rob & Rob are back for another episode of Ask Rob & Rob and this week they’re answering questions on mortgages and insurance.

Listen now

Podcast

Is it harder to get a mortgage in a limited company as a first time landlord or are you limiting yourself to the mortgage products that are available?

Listen now

Podcast

How many mortgage applications can you apply for at once? And is Scotland the best place to invest in buy-to-let property? Listen to find out.

Listen now

Article

Rumour has it that getting a mortgage when you’re an expat can be a nightmare. But can it? Well, it’s slightly harder – but not by much. If you’re familiar with the mortgage process already, you’ll find that it’s not…

Read more
  • Mortgages and finance

Podcast

This week on Ask Rob & Rob, the guys are asked if there will be a post-Brexit property crash? And is it possible to get a mortgage on a repossessed property?

Listen now

Article

What’s the minimum deposit for buy-to-let? It’s a common question, what’s the minimum deposit for buy-to-let? Residential mortgages have become a lot more accessible, with 90% and even 95% LTV options now readily available – meaning buyers only need either…

Read more
  • Mortgages and finance

Article

If you’re buying a property – particularly a buy-to-let property – stamp duty should be on your radar, because it’ll be something you’ll need to budget for. There’s been a few recent changes to stamp duty, and it’s not the…

Read more
  • Mortgages and finance

Podcast

This week The Robs are giving advice on how you can raise the capital to fund your buy to let property that little bit quicker, and discussing mortgages for growing your portfolio.

Listen now

Article

Property prices don’t just rise by themselves. A number of factors cause property prices to increase, and it’s important to understand what these factors are and how you can use this knowledge to your advantage. Understanding and analysing property makes…

Read more
  • Mortgages and finance

Article

Buy-to-let mortgages can be a bit of a minefield and we’re regularly inundated with mortgage questions. It’s a topic we’ve covered a fair few times over on The Property Podcast but we thought we’d condense all the best bits here…

Read more
  • Mortgages and finance

Podcast

Mortgage broker Dave Cookson is back again to answer your mortgage questions. And this week we’ve got two mortgage questions we’ve never been asked before! Tune in to listen.

Listen now

Podcast

On this week’s Ask Rob & Rob Dave Cookson is back to answer even more mortgage related questions. This time on combining mortgages and how many mortgages you need in your portfolio.

Listen now

Podcast

This week on Ask Rob & Rob, the guys are joined by mortgage broker, Dave Cookson, to answer some burning mortgage and property investment related questions.

Listen now

Article

If you’ve researched buy-to-let mortgages for expats in the past, you’ve probably come across some disheartening facts: they’re difficult to get, they’re expensive, they’re not available to everyone, only a few lenders offer them. Up until a few years ago,…

Read more
  • Mortgages and finance

Podcast

This week on The Property Podcast we’ve got some very exciting news, a special guest and we’re busting some mortgage myths. Six of them to be exact!

Listen now

Podcast

This week Rob & Rob are airing their views on what you should do when you’re undecided on buying your own home or buying an investment property.

Listen now

Podcast

How do I raise the initial money to invest in property and is the limited company mortgage market going to disappear?

Listen now

Podcast

Will the next turning point in the property cycle improve current Liverpool property prices? And how can you avoid becoming a mortgage prisoner?

Listen now

Podcast

Leverage - this is a property investor’s secret weapon. If you’re investing in buy to let property, this is a podcast for you.

Listen now

Podcast

I’m retired and want to increase the cash flow on my buy to let properties. Should I use my savings to purchase one outright or look at leveraging?

Listen now

Article

Learn how much you can borrow, what boxes you need to tick, and what steps to take – so you can get the right mortgage and build your portfolio!

Read more
  • Mortgages and finance

Podcast

On this week’s Ask Rob & Rob podcast should Andrew re-finance or sell? PLUS: Scott wants to know when the London property market will pick up.

Listen now

Podcast

On this week's Ask Rob & Rob episode: What should you do when a surveyor down-values your buy to let investment property? Also, how do you bag your dream job in the property investment industry?

Listen now

Podcast

Stephen wants to know how and where to invest his £40k, while Daniel needs help finding a mortgage broker who specialists in expats.

Listen now

Podcast

The ability to get mortgages is one of the best things about property, but are there ever times when it's best not to? Listen and find out!

Listen now

Podcast

Remortgage to access some of that cash, or hold off until the timing is better? It's a dilemma for one listener, and Rob & Rob do their best to help.

Listen now

Podcast

Many investors are buying through limited companies these days, and auctions are always popular as a place to look for bargains. But can you combine the two? A listener asks a great question this week about whether it’s possible to…

Listen now

Podcast

How long to fix for? It's a common dilemma when deciding which mortgage product to use. Rob & Rob lay out all the pros and cons for each option.

Listen now

Podcast

Expats have a very tough time with mortgages, but is the situation likely to improve? Listen to this episode to hear Rob & Rob's opinion.

Listen now

Podcast

Short-term finance can be a valuable tool to help you expand your property portfolio...if you know how. In this episode, we give you that knowledge.

Listen now

Podcast

Find out the current state of the fast-changing mortgage market for property investors, and what to watch out for in the year ahead.

Listen now

Podcast

The mortgage market has changed beyond recognition this year. We're joined by an expert broker to bring you up-to-date with everything you should know.

Listen now

Podcast

Getting finance is never easy, but it's so much harder when it's your first project. What are the limitations, and what can you do to overcome them?

Listen now

Podcast

Credit history is so important when it comes to mortgages, so what can you do if you've just not used much credit? Rob & Rob have some pointers.

Listen now

Podcast

More expensive mortgages are a disadvantage of investing through a limited company. But will this change? Listen and find out...

Listen now

Podcast

Limited company investing has become extremely popular, but there are lots of traps waiting to catch the unprepared. Listen and learn to avoid them!

Listen now

Podcast

Learn how to make a joint venture work successfully, and have a new source of funding for all your property development projects.

Listen now

Podcast

Is our listener getting the whole truth from his broker, or is there something funny going on? Listen to get Rob & Rob's view!

Listen now

Podcast

It's the biggest change to the mortgage market in years. Find out what it is, who will be affected, and what you should do about it...

Listen now

Podcast

Flipping is a popular strategy, but can you make it work in an area away from where you live? Find out what Rob & Rob think in this week's episode.

Listen now

Podcast

Is it worth saving up so you can buy with all cash? Rob & Rob dig into the pros and cons in response to a listener question.

Listen now

Podcast

Builders don't have a reputation of being easy to work with, but what can you do from your side to build a better relationship? Listen and find out!

Listen now

Podcast

As the lender in a joint venture relationship, what should you do to protect yourself and make sure you see your money again? Rob & Rob have some tips!

Listen now

Podcast

Want to know what's going to happen to property prices next? So does listener Edward – and Rob & Rob are happy to give their opinions, based on the cycle.

Listen now

Podcast

You know that maintenance will take a bit out of your returns...but how much? Listen in as Rob & Rob talk about their own rules of thumb.

Listen now

Podcast

Raising the next deposit is never far from most investors' minds, and these listeners have two mortgage-related questions for Rob & Rob

Listen now

Podcast

Interest-only mortgages are all well and good, but what do you do when it's time to repay? Listen to this episode to find out!

Listen now

Podcast

How does bridging finance work? How can you use it to raise money when you normally couldn't...and when should it be avoided? Listen to find out!

Listen now

Podcast

Valuers so often cause problems for investors, so what can you do to prevent the dreaded down-valuation? Rob & Rob have the answer...

Listen now

Podcast

Buying a tenanted property comes with extra complications, but do the benefits outweigh the risks? Rob & Rob share their opinions and tips.

Listen now

Podcast

Get debt-free faster, or take full advantage of leverage? Rob & Rob explain how to think about this common quandry.

Listen now

Podcast

Two years, three years, five years...more? Rob & Rob explain how to work out what length of fixed term will make the most financial sense.

Listen now

Podcast

Here's what you need to be thinking about when getting a mortgage for a property you're buying within a limited company.

Listen now

Podcast

Pay a higher rate now, or wait until you're in a better position later? We talk one listener through her options.

Listen now

Podcast

Getting to an age where you're stuck because you can't remortgage is a common investor fear. Rob & Rob have some reassuring words.

Listen now

Podcast

There are far more options than mortgages - but which type of funding is right for your project?

Listen now

Podcast

Some say you can, some say you can't: we get to the truth.

Listen now

Podcast

Is being debt-free a worthwhile aim, or does it just mean you're not taking advantage of leverage? We explore the arguments.

Listen now

Podcast

It's a common question - and there are lots of ways to do it. We run through them all in this episode.

Listen now

Podcast

Never an easy decision! Rob & Rob talk two listeners in different situations through the variables they should consider.

Listen now

Podcast

Rob & Rob give examples of when remortgaging can be a fantastic tool - and when you need to be careful.

Listen now

Podcast

“Crowdfunding” has changed the way companies, creators and businesses are able to raise finance - but how does it work when applied to property?

Listen now

Podcast

In this week's episode we talked about lots of things you need to know about mortgages. It's a packed episode, so take a listen with a pen at the ready!

Listen now