Mortgages and finance

Will mortgage rates improve any time soon? And should I buy in my personal name or a limited company?

Rob & Rob are back to offer their advice to two more listeners!  (0:48) John is going to completing on a couple of buy-to-lets in October and he’s wondering with how the mortgage market is right now, should he buy…

From rising rates to the minefield of refinancing, join us as a mortgage expert gives us the inside scoop on what’s happening with mortgages right now.

Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market?

Should an investor who wants to scale his portfolio rent or flip his next property? And is it still best not to fix your mortgage rate right now?

Rob & Rob catch up with mortgage expert Kelly Rule to hear her insights on the state of the mortgage market right now.

Rob & Rob have another pair of listener questions to answer.

Rob & Rob are back to normal this week, answering two listener questions.

Is paying down your mortgage a smart move considering the current mortgage conditions? And if you’re buying your first off-plan property, what questions should you be asking?

It’s the hottest topic of the day, so Rob & Rob are re-booting the Mortgage Market Update, where they chat with Kelly Rule, a mortgage expert, to find out the impact of all the latest news. They also cover the recent Budget for the first time.

This week, Ask Rob & Rob is all about mortgages. Sam from London wants to know how long she should be fixing her mortgage for, given the discussions about inflation. Should she fix for as long as possible or go…

Rob & Rob chat with an expert on the current state of the UK mortgage market, getting advice on rates, mortgage lengths, advisors and much more.

What should you do when your fixed rate mortgage is ending? And is renting a property out to family ever a good idea? Find out on Ask Rob & Rob.

How much discount can you get in off-market deals? And what’s the best way to structure a joint venture property deal? Find out today on Ask Rob & Rob.

Can you renegotiate a property's price after a survey shows thousands worth of damage? And is inflation eating away the benefits of an ISA? Find out today.

Are soaring interest rates going to squeeze buy-to-let profit margins? And will the removal of Section 21 stop rent increases? Tune in to find out.

With increasing interest rates is now the time to switch to a fixed-rate mortgage? And how should you go about raising your rents? Tune in to find out!

Should you leave your savings in the bank for the short term? And what’s best: an interest-only or repayment mortgage? Find out on Ask Rob & Rob!

Today on Ask Rob & Rob we’re discussing how to handle negativity towards landlords and taking a closer look at how interest rates affect rental income.

Today on Ask Rob & Rob we’re discussing if overpaying has become the norm in this market and helping a listener decide if they should release equity or not.

Should the 18-year property cycle affect what mortgage product you use and how can you turn refurbs into a business? Tune in to find out.

This week on Ask Rob & Rob we’re helping one listener decide what they should do with their former home and discussing refurb mortgage options.

This week on The Property Podcast we’ve got expert mortgage advice on the current market as Rob & Rob are joined by Kelly Rule.

Today on Ask Rob & Rob it’s all about mortgages. We’re discussing expensive products and how the property cycle can help you decide when to refinance.

Today on Ask Rob & Rob we’re discussing whether you should get emotionally involved in your investments, interest only mortgages and minimum yield.

Today on Ask Rob & Rob the guys are taking a look at Ipswich as an investment area and discussing the leasehold renewing process.

Today on Ask Rob & Rob they discuss how to calculate ROI for a flat, and what’s going to happen to mortgage rates.

Today on Ask Rob & Rob it’s all about mortgages. They discuss why lenders don’t reward low LTV’s and share their interest rate predictions.

Today on Ask Rob & Rob the guys are discussing whether off-plan delays can work out in your favour and looking at what mortgage deal is the cheapest.

Today on Ask Rob & Rob the guys are talking about how big companies are going to affect the residential market and mortgaging concrete-constructed property.

Today on Ask Rob & Rob it’s all about mortgages, as we answer questions about remortgaging after buying with cash and the benefits of using leverage.

Today on Ask Rob & Rob we’re discussing how one caller can use his portfolio to pay off his personal home and where you can find a property’s ground rent.

Is buying in cash-only ever smart? Dave Ramsey says to NEVER use a mortgage or believe in ‘good debt’. Hear what The Robs think on today’s episode.

Today on Ask Rob & Rob we’re discussing buyer’s premiums and whether they can be trusted, and we’re sharing our thoughts on Dave Ramsey's approach to investing.

This week on Ask Rob & Rob we’re talking about tips and tricks on how to speed up the saving process and if joint ventures are a good way to get started

This week on Ask Rob & Rob the guys helping one caller work out if a potential property is too cheap, and sharing predictions for future mortgages

This week on Ask Rob & Rob the guys are answering questions on buying residential properties after having bought buy-to-let properties.

This week on Ask Rob & Rob it’s all about money and mortgages as we help answer questions on leverage and new mortgages.

This week on Ask Rob & Rob, we're talking about the 18-year property cycle and how long you need to wait before remortgaging.

This week on The Property Podcast, The Robs are joined by an experienced investor and mortgage broker to talk about mortgages in the current market.

This week on Ask Rob & Rob, the guys are looking into price growths, crashes as well as possible rental caps coming into play.

This week on Ask Rob & Rob, the guys are talking about average house price to earnings ratio and offset mortgages. Topics we don’t cover very often.

This week on Ask Rob & Rob, the guys are helping one caller decide when to buy, and another with their mortgage if the property value falls.

This week on Ask Rob & Rob, the guys are talking all things money. From cash-building strategies to releasing equity, they’re covering it all.

This week on Ask Rob & Rob, one caller wants help on how to spend £190K of equity and another wants to know if he can remortgage a cash purchase.

This week on Ask Rob & Rob we’ve got someone asking how you repay an interest-only mortgage and whether periodic or fixed-term contracts are better.

Ask Rob & Rob is back and they’re kicking off 2021 with a bang! They’re discussing mortgage down-valuations and the effects of Radon on a property.

This week on Ask Rob & Rob, what options you have when selling after a market crash, and will high-LTV mortgages make a comeback?

This week on Ask Rob & Rob, the guys are discussing how to fire a poor management company and looking at bridging loans vs buy-to-let mortgages

This week on Ask Rob & Rob, the guys are looking at what works best, leverage or bridging loans? And is £20,000 really enough to get started?

This week on Ask Rob & Rob, the guys are discussing mortgage rates and what one caller should do if she really wants to invest in London...

This week on Ask Rob & Rob, we’ve got a property that’s not selling and another property where cladding is causing problems when remortgaging.

We’re back with another episode of Ask Rob & Rob and this week the guys are talking about structuring joint ventures and making use of off-plan gains.

This week on Ask Rob & Rob we’ve got a bargain hunter who wants to flip a property and a property investor who wants to avoid the stamp duty surcharge.

This week on The Property Podcast, The Robs are discussing how you can become a master of your personal finances and set yourself up for financial success.

This week on Ask Rob & Rob, the guys are giving advice on mortgage stress tests and if you should have a commercial valuation on a HMO property...

This week on Ask Rob & Rob, the guys are answering two questions about renegotiating purchase prices and fixed mortgage products.

It’s another week of Ask Rob & Rob and they’re back answering your questions about property and the Coronavirus (COVID-19) crisis.

This week on Ask Rob & Rob, the guys are dishing out tax and mortgage advice. Can you switch a residential mortgage?

This week on Ask Rob & Rob, the guys are trying to help two callers with mortgage advice and are giving their opinion on no money down deals!

This week on Ask Rob & Rob, the guys are dishing out tax and mortgage advice. Can you invest with a residential mortgage?

This week on Ask Rob & Rob the guys are discussing solicitors limiting mortgage options and if purchasing in a Limited Company counts towards stamp duty...

This week on Ask Rob & Rob, the guys are answering questions on stamp duty and if there are mortgages that allow you to rent out your spare room.

Rob & Rob are back for another episode of Ask Rob & Rob and this week they’re answering questions on mortgages and insurance.

Is it harder to get a mortgage in a limited company as a first time landlord or are you limiting yourself to the mortgage products that are available?

How many mortgage applications can you apply for at once? And is Scotland the best place to invest in buy-to-let property? Listen to find out.

Rumour has it that getting a mortgage when you’re an expat can be a nightmare. But can it? Well, it’s slightly harder – but not by much. If you’re familiar with the mortgage process already, you’ll find that it’s not…

This week on Ask Rob & Rob, the guys are asked if there will be a post-Brexit property crash? And is it possible to get a mortgage on a repossessed property?

What’s the minimum deposit for Buy-to-Let? It’s a common question, what’s the minimum deposit for Buy-to-Let? Residential mortgages have become a lot more accessible, with 90% and even 95% LTV options now readily available – meaning buyers only need either…

If you’re buying a property – particularly a buy-to-let property – stamp duty should be on your radar, because it’ll be something you’ll need to budget for. There’s been a few recent changes to stamp duty, and it’s not the…

This week The Robs are giving advice on how you can raise the capital to fund your buy to let property that little bit quicker, and discussing mortgages for growing your portfolio.

Property prices don’t just rise by themselves. A number of factors cause property prices to increase, and it’s important to understand what these factors are and how you can use this knowledge to your advantage. Understanding and analysing property makes…

Buy-to-let mortgages can be a bit of a minefield and we’re regularly inundated with mortgage questions. It’s a topic we’ve covered a fair few times over on The Property Podcast but we thought we’d condense all the best bits here…

Mortgage broker Dave Cookson is back again to answer your mortgage questions. And this week we’ve got two mortgage questions we’ve never been asked before! Tune in to listen.

On this week’s Ask Rob & Rob Dave Cookson is back to answer even more mortgage related questions. This time on combining mortgages and how many mortgages you need in your portfolio.

This week on Ask Rob & Rob, the guys are joined by mortgage broker, Dave Cookson, to answer some burning mortgage and property investment related questions.

If you’ve researched buy-to-let mortgages for expats in the past, you’ve probably come across some disheartening facts: they’re difficult to get, they’re expensive, they’re not available to everyone, only a few lenders offer them. Up until a few years ago,…

This week on The Property Podcast we’ve got some very exciting news, a special guest and we’re busting some mortgage myths. Six of them to be exact!

This week Rob & Rob are airing their views on what you should do when you’re undecided on buying your own home or buying an investment property.

How do I raise the initial money to invest in property and is the limited company mortgage market going to disappear?

Will the next turning point in the property cycle improve current Liverpool property prices? And how can you avoid becoming a mortgage prisoner?

Leverage - this is a property investor’s secret weapon. If you’re investing in buy to let property, this is a podcast for you.

I’m retired and want to increase the cash flow on my buy to let properties. Should I use my savings to purchase one outright or look at leveraging?

Learn how much you can borrow, what boxes you need to tick, and what steps to take – so you can get the right mortgage and build your portfolio!

On this week’s Ask Rob & Rob podcast should Andrew re-finance or sell? PLUS: Scott wants to know when the London property market will pick up.

On this week's Ask Rob & Rob episode: What should you do when a surveyor down-values your buy to let investment property? Also, how do you bag your dream job in the property investment industry?

Stephen wants to know how and where to invest his £40k, while Daniel needs help finding a mortgage broker who specialists in expats.

The ability to get mortgages is one of the best things about property, but are there ever times when it's best not to? Listen and find out!

Remortgage to access some of that cash, or hold off until the timing is better? It's a dilemma for one listener, and Rob & Rob do their best to help.

Many investors are buying through limited companies these days, and auctions are always popular as a place to look for bargains. But can you combine the two? A listener asks a great question this week about whether it’s possible to…

How long to fix for? It's a common dilemma when deciding which mortgage product to use. Rob & Rob lay out all the pros and cons for each option.

Expats have a very tough time with mortgages, but is the situation likely to improve? Listen to this episode to hear Rob & Rob's opinion.

Short-term finance can be a valuable tool to help you expand your property portfolio...if you know how. In this episode, we give you that knowledge.

Find out the current state of the fast-changing mortgage market for property investors, and what to watch out for in the year ahead.

The mortgage market has changed beyond recognition this year. We're joined by an expert broker to bring you up-to-date with everything you should know.

Getting finance is never easy, but it's so much harder when it's your first project. What are the limitations, and what can you do to overcome them?

Credit history is so important when it comes to mortgages, so what can you do if you've just not used much credit? Rob & Rob have some pointers.

More expensive mortgages are a disadvantage of investing through a limited company. But will this change? Listen and find out...

Limited company investing has become extremely popular, but there are lots of traps waiting to catch the unprepared. Listen and learn to avoid them!

Learn how to make a joint venture work successfully, and have a new source of funding for all your property development projects.

Is our listener getting the whole truth from his broker, or is there something funny going on? Listen to get Rob & Rob's view!

It's the biggest change to the mortgage market in years. Find out what it is, who will be affected, and what you should do about it...

Flipping is a popular strategy, but can you make it work in an area away from where you live? Find out what Rob & Rob think in this week's episode.

Is it worth saving up so you can buy with all cash? Rob & Rob dig into the pros and cons in response to a listener question.

Builders don't have a reputation of being easy to work with, but what can you do from your side to build a better relationship? Listen and find out!

As the lender in a joint venture relationship, what should you do to protect yourself and make sure you see your money again? Rob & Rob have some tips!

Want to know what's going to happen to property prices next? So does listener Edward – and Rob & Rob are happy to give their opinions, based on the cycle.

You know that maintenance will take a bit out of your returns...but how much? Listen in as Rob & Rob talk about their own rules of thumb.

Raising the next deposit is never far from most investors' minds, and these listeners have two mortgage-related questions for Rob & Rob

Interest-only mortgages are all well and good, but what do you do when it's time to repay? Listen to this episode to find out!

How does bridging finance work? How can you use it to raise money when you normally couldn't...and when should it be avoided? Listen to find out!

Valuers so often cause problems for investors, so what can you do to prevent the dreaded down-valuation? Rob & Rob have the answer...

Buying a tenanted property comes with extra complications, but do the benefits outweigh the risks? Rob & Rob share their opinions and tips.

Get debt-free faster, or take full advantage of leverage? Rob & Rob explain how to think about this common quandry.

Two years, three years, five years...more? Rob & Rob explain how to work out what length of fixed term will make the most financial sense.

Here's what you need to be thinking about when getting a mortgage for a property you're buying within a limited company.

Pay a higher rate now, or wait until you're in a better position later? We talk one listener through her options.

Getting to an age where you're stuck because you can't remortgage is a common investor fear. Rob & Rob have some reassuring words.

There are far more options than mortgages - but which type of funding is right for your project?

Some say you can, some say you can't: we get to the truth.

Is being debt-free a worthwhile aim, or does it just mean you're not taking advantage of leverage? We explore the arguments.

It's a common question - and there are lots of ways to do it. We run through them all in this episode.

Never an easy decision! Rob & Rob talk two listeners in different situations through the variables they should consider.

Rob & Rob give examples of when remortgaging can be a fantastic tool - and when you need to be careful.

“Crowdfunding” has changed the way companies, creators and businesses are able to raise finance - but how does it work when applied to property?

In this week's episode we talked about lots of things you need to know about mortgages. It's a packed episode, so take a listen with a pen at the ready!

Do buy to let mortgages confuse you? Not sure how much you need to borrow or what the best deals are? Tune in this week and we'll answer all this and more.