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Ali Gallagher

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  1. Hi everyone, I was hoping someone could give me some pointers in regard to equity release. I don't have a deposit to get started on my quest for financial independence through property. My mum owns her home with no mortgage and is considering either transferring it to my brother and I as we will inherit it in the future anyway and this means i could mortgage against it for a deposit; or would it be better for her to get a mortgage herself and loan me the money ( I pay the mortgage back for her). I know there will be Stamp Duty implications with option one but option 2 relies on my mum who is
  2. Thanks Rob! I have already decided that a limited company is the way forward for me but I was wondering if anyone knows how it works with regards to paying yourself a salary from it rather than taking dividends? Are there any advantages of one over the other??
  3. Hello everyone! My name is Ali and I am completely new to this whole property thing..... I am currently in the Royal Air Force and have 4 years left during which time I want to build up a portfolio large enough that I don't need to work for someone else and do this full time when I leave. I went to my first meet up in Reading last night ( thanks Adam for a lovely welcome!) and I spoke to some lovely like minded people. I think I am going to start a Ltd Company for tax purposes and buy a couple of buy to let's to get started, hopefully by the end of this year.
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