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dennis hughes

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About dennis hughes

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  • Location
    Shaftesbury, Dorset

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  1. Easy one. https://cyborg.finance/ Knowledgable, approachable, amiable, capable (running out of 'ables' here).... You will be glad you contacted them. Disclaimer: No affiliation, just a very impressed client.
  2. No, not caulk. Wrong product in this instance. Cracks should be widened and then filled with a proper powder or ready mix filler, sanded back and re-decorated.
  3. Where great brokers are concerned, they don't come much better than https://cyborg.finance/. I think Adam is on here (@adam_h?) somewhere - he may pop up. Anyhoo, top brokers. Honest advice and patient (when things get a little bogged down. as they always do).
  4. And my comment was a comment on the first side that you shared. No offence meant.
  5. This is a littleconfusing, at least to me. So, it's YOUR garage, a former neighbour (?) has built a patio which abuts your garage above DPC? The current neighbour is the one unaware of the problem? And that's the one you have fallen out with? I need a drink........
  6. Not wrong there! Tax is a marginal tax, not on the gross. And you are also being ripped off by your electrician! £100 tops. I see where you are coming from though......
  7. @casemod Your original post made no mention of your seemingly preferred (?) option of electric heating??? And is the good point that you congratulate @julia urquharton the fact that she probably would not want to rent your property? Now you are mentioning heat pumps. I am too confused now, you seem to want some form of validation for something...
  8. @pauldavidthomas I really hope that you posted this having drink taken or that it was a very tasteless joke.
  9. As far as I can tell, you have a property that virtually nobody (except yourself, of course) would rent. So, simple mathematics: 10 years at zero rent = 0. 10 years at, lets be silly, rent of £50 pcm, = £6000 less the boiler cost still seems to be a plus in my book....
  10. Forget the appeal - waste of your time. Did you present the valuer with any evidence of rental demand in the area? Valuers are sometimes "out of area" and need, shall we say, a little push in the right direction. And if your chosen mortgage provider is "tbh not great" then change them. Use a decent broker with access to whole of market and who give great advice - you can feel a recommedation coming here can't you! Here it is! https://cyborg.finance/ Mark or Adam will do you proud.
  11. I have a slight red flag raised over your builder. This is the sort of discussion he/she should have had with you before starting works. You are removing a load bearing wall - presumably a steel is being inserted? Is the builder specifying the steel or a structural engineer? I'm probably being over cautious.............
  12. £2k. Each. Plus £2k for contingency. Very rough rule of thumb. So £10k all in. Possibly. You didn't go for planning without doing any numbers - did you? Course not.
  13. It's an expression that means you will probably research many properties, spend many hours, until you finally find one that works for you - then you have to secure it.
  14. Sorry dude. This is the way it is, rightly or wrongly. Potential purchasers factor all these costs into their numbers before arriving at a maximum bid. Same with the modern method of auction, the reservation fee is factored in.
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