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sean murphy

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  1. Hey guys! New to the forum, would be really greatful is someone could help me out as tax is a confusing issue even to the experienced landlords in here you can imagine how difficult it is to a newbie. My question is in regards to owning property in a ltd aswell as in my personal name. I currently earn a salary of 35k and have just purchased my first buy to let which will push me up to around 41k on paper, I’ve worked out I could buy another in my own name before reaching 40% tax threshold. my plan is to start a ltd company after this and buy any further properties through the company but keep the original 2 in my own name as they won’t be liable for 40% tax. Is this viable or are there any key points in missing? any help is massively appreciated. thank you sean