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camilla j

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About camilla j

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  1. Hello does anyone have a personal recommendation for someone who can offer some legal advice who is a specialist in property law please ? It is with regards to moving a property from a personal name into a new limited company and whether or not this would have to be a 'sale' per se or if a transfer or sorts can be done ? etc. Personal recommendations always the best! Thanks
  2. Hello! I've never used a property sourcing company i was wondering if someone could give me some info on how to find them, work with them and figure out what the usual fees involved are ? I am interested in sourcing property in Leeds and potentially Liverpool and Glasgow. Any help is much appreciated. Thanks!
  3. Hi Gary - the areas on my target list are: Manchester, Liverpool, Leeds, Newcastle and Glasgow. I'm currently researching into these areas to see what makes most sense from a BTL investment perspective! Good luck on your journey.
  4. Thanks for the advice. Will check for local specialists. Worth noting that i think the rates on Molo Finance looks the most competitive from what ive seen so far! Thanks
  5. Hello, I would like to start building up my portfolio of rental properties in an SPV format. I am keen to start contacting mortgage advisers to look for the best limited company BTL mortgage rates. Does anyone recommend a good mortgage advisor with experience of helping a newbie get into the market ? Thanks Camilla
  6. Really useful posts, thanks! Just to be clear if the only property you have ever owned has been rented out ie you’ve never lived in it - does this mean I still qualify for first time buyers status ? Thanks
  7. Hello I would like to change the name on my property deeds from my individual name to my new company name (SVP.) I have spoken to my accountant about the tax related concerns which he is arranging (re capital gains etc.) The next step is to transfer the name of the deeds. I do not have a mortgage on the property. Can anyone recommend a lawyer who can do this for a reasonable fee ? Thanks
  8. Hi I have set up a company/svp in order to start to build up a property portfolio. I was looking to do interest only (as landlords with a company will be able to continue to declare rental income after deducting the mortgage interest only payments) and make over-payments annually upto 10% so that i can pay the properties off. If i do the overpayments will that have any impact on the tax deductable nature of the calculation please ? or will these count like repayment mortgages and not be tax deductible. Any information here would be very useful. Thanks
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