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About adamholt
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Rank
Established member
Profile Information
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Location
Huddersfield
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Areas I invest in
Limited Company BTLs
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seb_rolland reacted to a post in a topic: Sheffield
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I'm Huddersfield, so not million miles away. Be good to meet, a few Northern investors!
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seb_rolland reacted to a post in a topic: Bank Closed my Business Account
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adamholt reacted to a post in a topic: Do property sourcers work and get genuine BMV deals?
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Do property sourcers work and get genuine BMV deals?
adamholt replied to ayns's topic in General property discussion
100% this! -
Boiler recommendations for BTL portfolio landlord
adamholt replied to yaserj's topic in General property discussion
Hi @yaserj Whereabouts in the country are you? We can certainly look to help you out here, drop me a DM and can send some quotes across. Are they all near enough same properties or will there be a difference in the KW of boiler required? As above, if buying 5 we can certainly get an attractive deal for yourself from our suppliers. All the best, Adam. -
Bank Closed my Business Account
adamholt replied to shaun woolnough's topic in General property discussion
There's your first problem, you're using Lloyds! Get moved to Starling, easy, digital & most importantly free! Wouldn't recommend any other business bank. -
Anton J reacted to a post in a topic: My BTL calculator
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Nothing in property is straightforward, and there isn't a thing as a straightforward flip :-D
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introduction Hello Property Hubbers - Introuction from Javan Creary
adamholt replied to javan's topic in Introduce yourself
Hey Javan, Welcome. I'm also in the Cyber field and investing in very similar properties that you've mentioned although in Huddersfield & Halifax. Would be great to chat a little more about our experiences in both property and cyber! Drop me a DM if you'd like to have a chat. Cheers, Adam. -
adamholt reacted to a post in a topic: Hello Property Hubbers - Introuction from Javan Creary
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For a lettings - Howdens all day long - wouldn't touch anybody else, especially likes of Wren, Wickes & B&Q. For a personal house, again Howdens all day long or DIY kitchens.
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Was just going to say this Seamus! Thank you
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Another +1 for PatMa. INCREDIBLE tool - I shout about it to everyone in this game. Will change how you view properties for sure! Certainly isn't £500 + a month either! £0 for the free version which is more than good enough
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As you've said you will struggle as to get BTL mortgage without having own residential. But if you're wanting to do a BRR you could look at paying cash then putting on to a BTL from there - think it's a little different if you've 'owned it' versus buying it with a mortgage. Could also look at bridge to let - but I'm by no means an expert on that area. As a different question - I ask this to everyone I see talking around this - why would you not want to secure you & your partner with your own home first?
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Mortgage refused as apparently no demand for BTL, wtf.
adamholt replied to skippie's topic in Mortgage Advice
I have never heard this before, and I can't believe I'm hearing this from a valuation with the rental market as it is. But every day is a learning day! -
Unexpected transaction fees - am I being ripped off?
adamholt replied to mrmore's topic in Mortgage Advice
2 houses with Aldermore so far, 2 sets of conveyancing with Blacks. Big company. If you want speed and ease, and the cheapest option - use blacks when using Aldermore. -
Unexpected transaction fees - am I being ripped off?
adamholt replied to mrmore's topic in Mortgage Advice
Hi, We use Aldermore and experienced this. It is much easier to use their own panel solicitor - Blacks. If you read into LTD purchases they require dual representation, some for instance TMW allow the solicitor to do both regardless, Aldermore want you to use theirs. Long story short, Aldermore are good and Blacks are so just use them for both. Cheers -
Maybe I misunderstood you saying: "As your company earn profits, you can take money out of your company. The 1st £100,000 won't attract tax" To me that reads as as you make profit, the first £100,000 won't attract tax, hence my comment above.