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About garricw

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  1. Hi Nikki, I am looking to start my limited company too. I was wondering if you were happy to share the details of your accountant please? Their rates seem pretty good. Thanks!
  2. Hi Jonnyboy, Thank you for your reply. That's good to hear. I am researching how to set up a company such as the SIC code to use etc so I can do that myself. Yeah I do think the ltd is the route for me, but still stacking up the numbers to have a clear idea.
  3. Hi J, Thank you for your reply, I built this from scratch myself so if you don't mind using it I've attached a link to download it here for your reference. Pay extra attention in the mortgage calculations on the terms and rate. https://drive.google.com/file/d/1v6uk8IU6m2zGqqztJrRpfjwfeLxqfZQY/view?usp=sharing Hi Dino, Thank you so much for your reply. I intended to build this for BTL but thought it would be easier for me to quickly compare the rent/room for properties in a specific area to say, but also would be applicable for if I want to invest in HMO. Really appre
  4. Hi Jonnyboy, Thanks a lot for your comments. I understand the costs may seem on the high side, this is totally down to not having real life experience so was planning for the very worst case scenario, more research is needed definitely. I was using a 6% mortgage rate to future proof the deal but as there is a lot of noise on the BoE base rate going negative I think it is highly unlikely that the mortgage rates will be as high as 6% in the near future. I shall put it more in line with the market rates for mortgage for Ltd. I will definitely have to breakdown the refurbishment costs an
  5. Hi hubbers, I am very new to property investment and am only just starting out. I don't have any investment or the funds to plunge in yet, so I am building on my knowledge for when I am ready to take the plunge. I have built a spreadsheet that I hope will allow me to compare deals quickly. I have been quite pessimistic about some of the rates so please advise if you thing any of these figures are unrealistically high/low. Really appreciate your input and advice!
  6. Hello all, I am new to the forum and the property world. I am 28 years old and originally from Hong Kong. I currently live in London and have lived in Lincolnshire and the South West before. I have no experience in property investment yet but I am reading/watching/listening to all I can get my hands on to quickly gain the knowledge in how to start. This forum and website is a great place for free courses as I have seen quite a few others that cost an eye watering sum. I have also a few books to read in the coming weeks and months so that resources are plentiful to equip myself.
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