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Found 6 results

  1. Hi everyone, I've been listening to Rob & Rob from the beginning of lockdown, nearly worked my way through all the podcasts :) I have been interested in property for many years but haven't purchased anything yet. I want to make the most of the stamp duty break and take the leap before march '21 My circumstances: I am a first time buyer so is my Fiance. We are planning on moving in together in 12-18 months. We would like to individually buy two properties now and live in them until we get married and then potentially move into one property and rent the other out. I was hoping to
  2. Hello, we are buying our first home and have around 72k in the bank to do so. We are evaluating several options going back and forth and can't decide on the best strategy. Our goals are: 1) get on the property ladder now when prices are stable or declining, 2) build up equity to buy a more expensive house in 4-5years time. Our options are: a) Help to Buy, b) Second hand property with 10% deposit. We like option a because of how much money it saves us in interest (the mortgage rate comes down to around 1.68% - 1.84%) which means we can achieve higher equity. Our mortgage broker says we can remo
  3. Hi there - first time buyer here looking to begin a BTL portfolio (as a limited company) without buying a main residence first (plenty of detail as to why in the 'Newbie' section!). The main issue mortgage-wise appears to be access to the best rates as a FTB and first time landlord, as a SPV. Question: If I was to purchase a property with cash (via an SPV), let it out, then 'remortgage' (unencumbered remortgage?) after 6 months to release 60% the equity, would this effectively leave me in the same position as getting a 60% LTV mortgage at point of purchase, but open up more (and cheaper)
  4. Hi I am a company director (LTD). It's been on the market for the last 5 years. Previous year was 9K profit and this year the profit is around 40K. My accountant completed the personal tax return for this year and my total income is around £40K where the £29K is dividends and £11K is salary. My wife is currently on maternity leave. Before that her salary was around £30K gross. I think she will be able to return and earn the same money shortly. The property we are looking at is around £550K. The deposit can be up to £150K Do you think
  5. We are a TV company making an internet based TV show. We are doing an article on first time buyers in the Midlands and are looking for people to chat to our hosts briefly about their experiences, and hopefully get some peer to peer advice on the day. We are filming on Tuesday 1st November, please get in touch if you would like to get involved. We are offering a small fee as a thank you.
  6. Hi! My name is Gareth and I live in the little industrial town of Warrington! I work as a Business Analyst and I have a keen interest in property. I am new to all of this, not actually being a homeowner myself yet. However listening to the 'Property Podcast' and the 'Property Geek' podcast has really peaked my interest and my knowledge! I now have a clear goal to be on this Hub as a fellow investor ASAP. So I'd like to ask a question; If say I got a cheap house to get me started, between 60-70K and lived in it a few months whilst getting it ready to let....If I wanted to then
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