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Found 8 results

  1. Hi all. It’s a pleasure to have found you all here. I’m an Edinburgh-based property investment newbie. I’ve enjoyed, and still do, a career in the public service and am lucky enough to earn a decent salary. But at 47 I’ve have recently had the epiphany that unless I find a way to significantly supplement it, I won’t have the options, lifestyle and security I need for my family in the years ahead. I have a long standing interest in property. I’ve renovated a number of my own properties and run a successful interiors blog. But I’ve never before had the capital, knowledge and confidence to take t
  2. Hello Hubbers! We have finally got an offer accepted on a one bed flat facing the sea! We aim to short-term rent it on booking.com and Airbnb. After speaking to two mortgage brokers, there is only one lender who will offer a mortgage to us as a holiday let through a limited company. They are offering an average 3.3% for a two year fixed rate but has £2800 of fees attached to it (property is only £160k). Plus really horrible rates for solicitors which I might be charged twice for (dual representation??) My accountant doesn't really understand about property s
  3. Hi, this is my first time posting on here, and would love to get some opinions! I've got a couple of BTLs, own my own home, and am expecting by the summer to have a reasonable pot of cash (£300-400K) to accelerate my property journey. The thing is, I have separate non-property business so I don't have a great deal of time (evenings & weekends). I'm trying to work out the best strategy both for cashflow now & compounding/reinvestment longer term, but don't want to directly project manage refurbs, or HMOs. I'm also comfortable that I'd be able to assemble a good team (my oth
  4. Afternoon folks, I'm currently doing some research into venturing into holiday lets around the Yorkshire Dales area. At the minute i'm doing all the numbers and the considerations to do it all via a LTD structure or not. Does anyone out there have any experience of this? One thing that springs to mind is what would be my exit strategy. So if & when i might decide to sell up in the future how easy would it be to sell a holiday cottage type property, is it a limited market. I cant help drawing comparisons with student pods and rooms in hotels, which is not the t
  5. Hi there, I'm fairly property obsessed. I work for a mortgage broker, I own a house in Camber which I am renovating with a view to it becoming a holiday let, and I live in rented accommodation. I'm interested in learning more about property from all angles. I thought I'd start by sharing a blog written by a colleague on what mortgage lenders think of sites like AirBnB and how you could be breaching the terms of your mortgage contract... It can be read here: http://www.mortgagesforbusiness.co.uk/news-insight/2016/december-2016/mortgages-and-airbnb-1/
  6. Hello and Happy New Year. My name is Tyler and I live in York with my wife. We absolutely love York and we are interested in buying a holiday letting property here. In addition, we have recently set up a holiday let management company with the main goal of managing people's properties on Airbnb and similar. It's early days but my goal is to grow steadily over 2017 and to buy our first (but hopefully not last!) holiday let property. I'd be interested in speaking to people who already own holiday properties in York about their experiences with holiday let mortgages, occu
  7. Hi everyone I'm considering the possibility of buying a furnished holiday let somewhere on the Norfolk coast - I've chosen that area because it's within relatively easy reach of home (2-3 hours drive) and would be a good place to take the family for holidays. My plan would be to outsource all the bookings and management as far as possible and so, as a first step, I would like to have some initial conversations with local specialist FHL agents. Does anyone have any recommendations as to good agents to contact? Many thanks Jeremy
  8. We're 11wks into buying a leasehold property and issues with the management company are holding things up. The company has stated, amongst other things, that the property is not to be used as a holiday let. However, there is no mention of this in the lease and it appears to be solely company policy. Holiday lets are something we had considered to use the property for and so have hit a bit of a brick wall. What is the legal standpoint here? Can the company really enforce things that have no mention in the lease? For a further example, they also have a no pets rule! What would
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