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Hello Hubbers! We have finally got an offer accepted on a one bed flat facing the sea! We aim to short-term rent it on booking.com and Airbnb. After speaking to two mortgage brokers, there is only one lender who will offer a mortgage to us as a holiday let through a limited company. They are offering an average 3.3% for a two year fixed rate but has £2800 of fees attached to it (property is only £160k). Plus really horrible rates for solicitors which I might be charged twice for (dual representation??) My accountant doesn't really understand about property specifically and isn't super savvy in this area. Does anyone have an idea of what to do for a new business that will be renting through sites like Booking.com or Airbnb? Can anyone give any advise on how to set the company up and any alternative mortgages? I don't want the property to fall through my fingers! Thanks in advance! I truly appreciate any help.
