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Found 16 results

  1. Hi this is my first post , I am 23 years old and hoping to purchase my first property in the next 2 years however my question in the world of property investing is that as i am a first time buyer i have been contemplating buying a property with a residential mortgage and the 6/12 months later moving location and then notifying the bank and obtain different job elsewhere and putting the property on rent and moving back in with family. Has anyone else done this ? And if so how have you faired ? And what are peoples thoughts of this?
  2. Hi All,I'm just after a bit of advice really. My partner and I had reserved a new build prior to COVID using the HTB scheme and had a mortgage offer ready to go for exchange but the pandemic struck. The build was then stopped and completion window moved from initially Aug-Sep 20 to Jan-Feb 21. Unfortunately my partner has been furloughed and this mortgage offer has since expired. We therefore haven't exchanged and will be unable to do so without a mortgage offer. We are trying to arrange for another mortgage offer but despite being way under the possible affordability threshold of our mortgage
  3. Hi, im looking to begin my journey into real estate and have plenty of cash saved up to begin. I was looking for some advice on how to invest it and what is the best way in 2020?
  4. Hi Guys, I’m just in the process of purchasing my first property, it is a repossessed 2 bedroom flat so is in need of modernisation. I would say the flat needs a full refurb which would include a new kitchen, bathroom, redecorating, flooring and a new boiler. The surveyor said the electrics and plumbing seem to be fine but may need changing in the near future, so I was thinking to get this down whilst I’m changing everything else. I just wanted to know how much would something like this cost to be done at a good level. In my head I’ve budgeted for about £20k - £25k. Would be gre
  5. Hi My name's Rohail and I'm from Accrington, Lancashire. I'm currently residing in Melbourne, Australia. I want to get into property investment and have been trying to learn as much as possible through online resources. I'm a qualified solicitor so I have a good understanding of the legals and personal finances. I plan to make a move back to the UK before Christmas this year and buy my first property by July 2020. I hope to have £20,000 by then. I'm not sure what my strategy should be or where I should invest. I think I'd like to pursue a BTS strategy but I don't know anyth
  6. Hi Everyone, I have made the decision to travel up to Leeds next weekend to carry out some viewings on property up to about £110,000. Only have 1 day and i want to make the most of the trip to get a feel and understanding of what and where is good new for a B2L and i don't want to waste any time doing it. can anyone advise me on some particular B2L hotspots in Leeds that i should make sure i go and see? I am split between going for a 1 or 2 bed apartment or a 2 bed terraced house that needs some TLC. any advise would be really welcome.
  7. Hi all Apologies if this has been covered previously, I have searched for it but could find anything specific. I have two questions, as follows: 1) I am resident in Guernsey - still part of the UK - does anyone know if this would be a problem for me in trying to obtain financing for a Ltd Co from a UK provider? 2) Do I need to be a homeowner in order to obtain a BTL mortgage through a Ltd Co? My partner and I are saving for a deposit on a BTL and would like to purchase this before we think about buying our own place (we have our reasons, m
  8. Hi Everyone, Im about to ask a question that i'm sure is posted on here on a daily basis but no matter how many pods i listen too or how many articles i read i find my head spinning and unable to make a decision.... maybe i'm suffering from analysis paralysis? The Facts: Im 25 and own my own house (with a mortgage) i have £35,000 ready to invest and could potentialy take some more equity out of my current home if i needed to about another £15K. I Live in Portsmouth and i know everyones stats and saying my area is probably the worst place to invest for capital growth right
  9. Hi team, Been sneaking around on this forum for a while now reading all the great content so would like to introduce myself. I'm currently based in Hong Kong and am looking to add to a 2 bed terrace I have in Plymouth (my hometown) which I own outright. My aim is to move back to the UK in around 3-5 years time. Currently I have around 100k good to go for deposit(s) and I'd like to invest that in some 2-4 100K BTL properties during the next 12 months before gradually adding more to that fledgling portfolio before I return. I have my eye on one more flat in Plymouth and am also open to i
  10. Hi, I was looking for the best advice on how to approach on offering less on a property and how much less I could do. The property was first listed for £100k on 19th July 2017 it was then lowered by 5k to 95k on the 4th October. So in less than 3 months it has been lowered and now we are in March 2018. I am a first time buyer into buy to let so looking to get it as low as possible. 75-80k would be where I want to be buying. What is the best approach when speaking with the estate agents and do you think this type of discount is reasonable consid
  11. Hi everyone, Newbie to the market and looking to do a buy 2 let property which will be my first property purchase. My mortgage advisor told me there is no stamp duty to pay on the property im looking at (valued at 140k) because im a first time buyer. I've read mixed messages online about this, does anyone have any first hand experience with this? I don't own a residential mortgage for lifestyle reasons, so looking to buy my first property as a buy 2 let. Any advice would be amazing Thank you
  12. Hi All, I'm looking to invest in the Stoke on Trent area and would like to connect with anyone that is doing the same or has already invested here. As I am based in London, I have no idea about the area however I heard that investment close to the hospital and university would be good (Penkhull / Hartshill) If anyone out there is willing to give me any advice it would be greatly appreciated. Im looking to come up on the 12 August 2017 and would like to connect with estate agents and hopefully view some properties, thus if anyone could recommend a
  13. I am a first time buyer - and have my deposit and everything set up to purchase my first home - however I am concerned there will be a potential crash/drop in property value as article 50 (brexit) is due to be signed this spring. Should I hold fire and wait to see what will happen to prices and not rush to buy now? Personally it is a good time for me to buy now but I dont want to make a massive mistake as it has taken me a lifetime to earn my first deposit. Thanks all
  14. Hi all, My name is Tom, my partner and I are in the process of buying a second flat to live in whilst transferring our current property on to a BTL mortgage. Firstly the remortgage of our existing property is going to raise the funds for the purchase of the second property. Secondly both of these properties will be owned by my partner and I personally. It is our intention over the next few years to grow this portfolio as much as possible. My questions are: 1. What are the benefits of setting up a limited company to buy the second property? 2. What are the benefits of
  15. Hi there Looking for some advice from anyone with knowledge/experience in investing in commercial property, please? As a bit of background info on me, I own a small business and have been buying residential houses to "do-up" and sell on for the past couple of years now (in Scotland). I also personally own a residential property that I let out. The opportunity has arisen to possibly buy a commercial property with a view to letting it out for the long-term to generate some income and take advantage of any capital growth. However, I have absolutely no knowledge of or experience in th
  16. Hi PH, Glad to see the community growing here. I've got the most basic newbie question and i'm a bit embarrassed about it.. So I've found my first property that I'm interested in that I think meets my criteria, but what do I actually do now. Does anyone have a link to a step by step process of the stages of going from now to purchase out lining when I have to part with cash etc? Thanks, Tom
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