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Found 9 results

  1. Hi, Just a quick query and hopefully someone can help. I currently have a dispute with a developer in which they are claiming the boundaries are in the incorrect location. Looking at my title deed plan the redline boundary relates to physical features on the ground and therefore looks to be correct. The developer is now producing the TP1 plan which does not line through with the title deed plan (i.e Fencelines, House Location, Garage Sizeare different sizes and positions) But they are claiming that the measurements from the TP1 conveyancing plan (which the original does not have any dimensions on) will be used to correct the boundary issue. Does anyone have any guidance or documentation which shows whether the title deed plan supersedes the TP1 plan? Thanks,
  2. Hi after suffering the last few years with a mountain of errors and now being hit with a short fall bill due to advisor messing up figures I’m ready to jump ship. I’m now looking for a dedicated BTL advisor for the future now and not one who is putting her feed up and leaving her job to pups who do not have enough exp
  3. Hello all! My partner and I are really keen to get started with building a property portfolio of Buy-to-Lets and HMOs. We have been doing a lot of research over the last 9 months and have begun saving some cash to get us started. I have around £6000 in a Lifetime ISA (and growing by the month) and we are trying to come up with our strategy for the next 5-10 years to create a property portfolio. Our aim is to be able to either quit our jobs, or be in a position where we can work/volunteer in an area that we are passionate about without having to worry about the salary. We do not have much knowledge or experience at this stage, we are just learning as much as we can from online resources like this amazing site. Our starting position isn't great and we know it's going to take a lot of time and hard work, but we're committed to making it happen. If anyone has any advice on a possibly strategy or tips on how to get started they would be hugely appreciated! Thank you Sarah
  4. Hi All My name is David Charles and I've lived in Lincolnshire all my life, 53 years. I had my own Computer Shop in Grantham for 26 years and sold it a few years ago. I now raise money for a couple of local charites and due to Lockdown I haven't been able to do this. This left me to find something to occupy my time with. A week ago I came across and "SALES" video investing on Property. Any way, a week later, two of Rob's books later, I can now say I'm a proud member of the Property Hub. I am just starting off my journey but I want to ask if anyone can help with a quick question? On watching some of Rob and Rob's videos there were 3 amazing tools on them. I was wondering if anyone knows where I can source them from?: Refurbishment Estimator Flip Calculator BTL Calculator I hope shortly I will be able to add value to the Hub, but for now if anyone can help I would very much appreciate it. Thankyou David Charles.
  5. Hello, we are buying our first home and have around 72k in the bank to do so. We are evaluating several options going back and forth and can't decide on the best strategy. Our goals are: 1) get on the property ladder now when prices are stable or declining, 2) build up equity to buy a more expensive house in 4-5years time. Our options are: a) Help to Buy, b) Second hand property with 10% deposit. We like option a because of how much money it saves us in interest (the mortgage rate comes down to around 1.68% - 1.84%) which means we can achieve higher equity. Our mortgage broker says we can remortgage and buy the gov out not to face any selling problems, or if price of the home declines it will make buying out the gov even cheaper. We don't like the stories we hear about new homes and snaggs that people need to deal with and worry about selling the property at a loss in 5 years time. Option b - we like the fact that second hand properties hold value better and maintainance problems can be anticipated to an extent. We don't like the high up front cost and high interest. The stamp duty discount for a property under 500k is great but there are not many nice houses at this price (our family is growing which we need to keep in mind). We like 550k homes but the up front cost would mean we need to part with all our savings. Affordability of mortgage payments is not an issue (I think we could purches a property that's around 680k). Any opinions on this, tips or personal experiences would be extremely helpful and much appreciated. I'll just add that we are in London and looking at areas like: Purley, Epsom, Borehamwood, Watford and Enfield.
  6. Hi there If anyone is able to give me some advice I'd be really grateful. I have a flat with a tenancy ending May 5th. 2 tenants who are friends. One is moving out. The other doesn't want to move out due to concerns over Covdi19 and wants to stay put and continue to pay his half of the rent. He also doesn't want to have someone new coming into the flat at this time. I have sympathy with his situation plus, it's unlikely I will be able to get new tenants, so having some income would be helpful. I'd like to be able to find a way to help him stay in the short-term, but where we are both still protected by a contract. 1. My understanding is that the AST cannot become a periodic tenancy since one tenant is moving and therefore the contract as it exists effectively ends. What kind of contract would I need to have in place for him to be able to stay for a couple of months, or until the lockdown is lifted, whichever comes sooner? 2. I am currently working through an agent who have been terrible and under normal circumstances my agreement with them would also have been ending on 5th May. I have asked them for help on this so that we can help the tenant, and because I am trying to abide by the terms of my agreement with the agent. However they have suggested the period tenancy or an extension to the existing tenancy - both I think cannot be done because one tenant is leaving, therefore the contract cannot remain the same. I can't get a response from them to move this situation forward. What options do I have to end the relationship with them but still help the tenant? Thanks in advance. Esther
  7. Hi all I have a question which has really been bugging me as everyone seem's to talk about investing in different areas of the country because (quite rightly) they are hotspots and suit peoples strategies a lot better than where they live. I have just completed my first refurb and refinance and I am keeping it to rent out as the capital appreciation potential is high and it gives me a nice amount of cashflow along with a healthy sum to pull out in the refinance. I am now looking at other areas around the country (mainly the hotspots around Manchester and Liverpool due to great infrastructures, decent yields and capital growth potential.) I am wanting to know the potential risks of investing a long way from where I live, how you find a suitable agent to manage the property for you and any other things I should consider. There are properties within an hour of my own property which would give me a decent yield but no capital growth potential and the purchase prices are a lot higher than the places up North where I am looking. I am reluctant to just commit time to heading up there (as I live in Norwich) and viewing lots of properties over a weekend when I don't feel fully confident on what the risks are and what it is I should be doing as the areas are completely new to me I am quite happy to take a calculated risk but a punt on something just because all the figures look good isn't something I want to do Thank you in advance Euan
  8. Hey guys, I'm looking to do my first flip up in Leeds on a property between the £80k - £100k mark. I have approx £25k cash for deposit, fees and renovation but I'm just a bit unsure which route to go down re: financing. I want to try and get this flip down as quick as possible (within 2/3 months) so I'm not sure if this will affect how I finance the flip. Bearing the above in mind is there a clear route to go (mortgage or bridging loan)? Would really appreciate any advice anyone experienced can give on this! I know lenders don't like loaning to people flipping, but I've read you can work round this. I'm new to this and don't want to make any big mistakes! Thanks so much guys!
  9. Hi, my name is Gys ... I am a Mr not a Mrs. My name is often mispronounced as "Jizz". So to save everyone's blushes, just call me Casey! My property journey started 1 year ago when my wife and I signed up for Tigrents advanced training. My wife was 6 months pregnant at the time so our education took a back seat until now. We have now restarted the training this year. I am a property virgin but hoping my first deal will be one of the "most memorable experiences" of my life. I somehow feel it will not be too dissimilar to my teenage years - lots of fumbling, bundles of nerves and over far too quickly! Currently working on getting a deposit pot together, which currently sits at just over £30,000. I live in Crystal Palace but have pretty much been priced out of investing in London, so currently looking a properties in Kent (Canterbury, Maidstone, etc). I am analytical and can spend hours reviewing area's ... Street by street and you would be amazed how prices vary from streets just 1/2 mile a part. Analytics however means nothing IF YOU DONT BUY A HOUSE! So that is the goal for this year ... Buy 1 Property then I can confidently call myself a Property Investor! Wish me luck ... I am going to need it! Cheers
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