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Found 2 results

  1. Hi! If I buy a BTL as a first time buyer (of any property ever) and then I later purchase a home for me to live in (without selling the buy to let), will I be liable for the higher rate of SDLT? The reason I ask is I have read that you avoid the higher rate of SDLT on your home if it's your main residence and is replacing a former main residence sold within the previous three years. Obviously in my scenario, I would not be replacing a former main residence as I don't have one to replace! I do have reasons for buying the BTL first. Doe
  2. I own a flat outright that I currently live in and am planning to buy a house with with my partner to live in, letting out my flat. We need to do this because we both have children from previous relationships and the flat would not be big enough for us. We don't want to sell my flat due to being cautious about joining our assets at this stage. If we buy the house with a joint mortgage secured on our joint incomes including the rental income from my flat will we have to pay the higher rate stamp duty of 3% if we are not married ? I understand that the deeds will have to be in my par
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