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Hi everyone, I'd be keen to hear your opinions on the following scenario and how best to achieve what we're aiming for (sorry if I waffle on!).. My situation: I have been investing in property for about 3 years and have a small portfolio of 5 single lets. I plan to refinance on these houses and buy more properties in the coming years, however as they're all in their initial mortgage terms at the moment, I won't be able to do this until 2015/16 (without facing high redemption fees!) which is where my Dad comes in.... My Dads situation: My Dad's house is mortgage free and worth arou