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  1. We have a property on a BTL. It's currently empty but recently renovated and so we're going to sell it. We're prepared to wait for the right price. Of course, it will sell easier without tenants, especially as we think it'll be a family not an investor purchase. It may also take a while to complete once we get an offer. Question, if we accept an offer from someone, could they rent the property from us until completion? Not sure how this works with the requisite notice etc. I'm aware I also need to think about the difficulties in selling it to someone else should the purchase f
  2. Hello all, It has been a long time since I’ve posted on here but at last I am in a position to buy a rental property, Birmingham and surrounding areas being my location target as this fits a bit better with my budget of £25,000 as I live down in the southwest housing pricing being too high for me I think Birmingham is a good place to start my research as it has good transport links and plenty of university and hospitals I can look into. When it comes to research I generally want to know everything before I buying a certain product, in this case, a house, so I am hoping this will be
  3. Good morning, I'm hoping that someone will be able to help me. We're desperately needing a reliable, competent letting agent to manage our 4 properties in the north west. We currently live in the east Midlands so managing the properties ourselves is not an option. Currently we are on our 3rd letting agent and are just not happy with the service we're receiving. For example; we have just sold one of our properties and the current tenants have vacated said property. The tenants have failed to pay the last month's rent and no check out was conducted. They haven
  4. I part own a house that we currently rent-out. The house is also part owned by 2 other family members Two of us are happy with the currently Rental situation, but the third member has indicated that he would prefer to sell the House Can the 3rd Member force us to sell the house ? Thanks for any guidance
  5. Hello I have owned a flat for 20 years which was my main home, then I bought a house with my partner which we moved into a couple of years ago and we did the flat up to sell as it needed just about everything upgraded, its been on the market for over a year (several estate agents) and despite loads of viewings and 4 offers which have all pulled out at the last minute due to the current climate I need to make a decision about whether to let the property for a while before putting it back on the market if things ever improve. My question is whether I will get hammered with capital gains a
  6. Hi all, Ive just completed my first flip wich has just gone on the market Monday now im looking towards my next project so im after as much information on this topic as i can please Im looking at all of my options and this is 1, buying land and building either 2 houses maximum or flats not sure on amount yet. My question is what is the start to finish process on this? From checks to buying the land then getting a shovel in the ground to selling and also the tax side to. Ino there will be plenty of hidden problems. If anyone could help with this then that would be grea
  7. Hi all, I want to set up a HMO within the next 12 months between 5 and 8 rooms for the professionals close to a town. Good spec and furnished as I want to get the most out of my investment. I live in cannock and I would be willing to sent one up within 20 miles of this area, I'm thinking a big old end terraced property that is in a really bad state. I'm just finishing off my first flip and it should be on the market in 2 weeks time. Im in the building trade and have good people around me I just need to get all the info together now so I'm not hanging around so I can get started ASAP.
  8. Good Evening all, I am looking for a lettings agent who covers Stockport (Greater Manchester) for a HMO. Any suggestions? Thank you Lloyd Rayner
  9. Hi, I'm Irvine and I'm fairly new to property investment. I attempted it a few years ago with a commercial property but did not have the knowledge to deal with the challenges back then needless to say I don't have that property anymore. I've learnt a few lessons but not enough, i really want to have another go but in a different arena. In my day job my a computer business systems analyst, however I need something more to secure my future by generating a passive income. I'm looking at HMO's or Rent to rent opportunities. I'm still new to this and looking at how to enter this a
  10. Hi fellow forumers, I'm wondering if anyone has experienced a similar set up in the past and can advise me of their thoughts. This is our first development of this type and although we have a good accountant they are not property specific so I'd be interested to hear some ideas. Here goes... We have a development company and are due to complete construction of a block containing 9 apartments next year. As part of the purchase deal, the seller is retaining 2 of the apartments effectively leaving us with 7 apartments. We may sell a couple of flats but at the momen
  11. HI I have a flat that I'm a going to rent out, but I'd like to self managing it as I am moving to a house a about 5 mins away. I know I can advertise on gumtree but is there any other sites? Also is there any software that I can credit check tenants and get references etc. Also my concern is if they don't have great credit is there anyway I could get a home buyers guarantor? Any tips will be appreciated
  12. How’s this for a potentially nice and emotive first post… Your advice will be appreciated however. I’m currently looking at a terraced property (170k) for a BTL that a good 20k bmv and this seems to be wholly due to the fact that it’s right opposite a mosque. There is a replica of the property in an adjacent road getting offers at 190k. Being an atheist I have as much experience with the comings and goings of a mosque as I do with that of a Church – I don’t think that I personally would like to live opposite either. (Churches seem louder to me, bells etc..??)
  13. Hi, my first time on here and looking for a bit of advice/ opinions. I have a 2 bed rental property, next door to my home. It was originally on the same deeds as our house but was spilt into separate property in the purchasing process for financial reasons. Anyway, we purchased for £210k in 2014, and have about £124k on the mortgage still to pay. Recently we have had our first child and our finances have become quite tight. With my wife's maternity pay about to go down dramatically, and with no savings, we are starting to panic a little. Now, although the rental mortgag
  14. Hello from Sussex! Happy to help with any Letting & Property Management queries. I have worked for Allsop Residential Investment Management for 10 years and Leaders The Rental Agents for 3 years. Now set up on my own Letting & Managing properties around Sussex ARLA Qualified NFOPP Level 3 Technical Award
  15. Hi there, Does anyone know of a company / companies that provide the following services for a one off fee: checking that a property meets all the requirements so that it can be legally rented out performing background checks on prospective tenants writing the tenancy agreement In other words, everything that needs to be done at the start of a tenancy other than finding the tenant. I plan on finding the tenant and managing the property thereafter myself. The property is a large studio, a stones throw from Belsize Park tube station in northwest London. I've had a quote from Green and
  16. I am very much new to the property world but trying my best to gather as much useful information as possible. I am incredibly short of time and have little eye for attention to detail so was looking into furniture rental services. I'm looking in advance to get a full idea of costings. Any recommendations or past experience it would be great to hear from you, thanks. I nobody does, perhaps I could send you the information I have found so far and get some expert feedback back from you guys.
  17. Hi, I would like some advice regarding my consent to let property. Back in 2007 I bought my first property (bought for £106,000), it was a new build (off plan) one bedroom flat. In 2010 myself an my wife decided to buy a house together and due to not being able to sell the flat at a decent rate (valued at £85,000 - £97,000), decided to rent the flat out. The flat was changed from a 'residental mortage' to a 'consent to let mortgage' as The Norwich and Peterbough Building Society do not do 'buy to lets'. Since the crash of 2007 - 2008 I have expected the price to drop but gradually
  18. Dear All What thoughts do you have on the percentage of flats that have been rented in a block to the number that have been bought privately? Good points / bad points? Should there be an even mix? What happens if there is a drastic leaning one way or the other, and does it matter? Also - Is there an easy way to determine the percentage split, short of asking local agents? Many thanks
  19. Just wanted to introduce myself, having stumbled across Rob n Robs fantastic Property Podcast and subsequently ending up on this forum... So, a bit about myself... Recently found myself at a crossroads in life and recent events have prompted me to look at life in a totally different way. Always fancied the idea of a property in the Lake District (Cumbria), which myself, family and friends can get the benefit from, whilst also renting it out to cover the funding of the mortgage etc. And so began my research into the area. Due to the increased property prices in Cumbria, I brought my sea
  20. I have a couple of flats rented out through an letting agency in Glasgow. They recently told me new legislation means my flats must have hardwired and interlinked smoke alarms (in the living area and hall) and a heat alarm (in the kitchen) and will require CO monitors as of December 2015. Has anyone else come across this? If so, how much has it cost you to implement it?
  21. Hi All and Rob & Rob, Love your podcast and the forum. I have one investment flat in London and considering another. Here are my numbers with pretty conservative assumptions. Would appreciate anyone thoughts on the deal vs. holding steady with the 1 flat. Also welcome any views on buying in London now versus waiting for 2016 and a potential slow down... btw, i'm currently on assignment away from the UK, so the buy-to-let rates are higher for non-residents... Current BTL 2011 Purchase Price = 340k, 20% down + 20k other costs, July 2015 Value = 575k, LTV = 41%, Rent =
  22. Hi, My fiancé and I are looking at buying our first investment property in Edinburgh. We have been thinking about using it for holiday rentals via Airbnb. However, I'm unsure as to how successful this could be. Has anyone been doing this with a property? We've missed the prime time ( Edinburgh Festival) this year. I see no problem in getting a long term tenant should we opt for this. We live in Edinburgh city centre and my job would allow me to organise the property for guests as I realise it will take up some of my time. We're thinking if a one bed in the centre of Edinburgh. Any advice w
  23. Hello all I heard about this website following a podcast I was listening to a moment ago on Property Geek. I started purchasing my own rental properties in UK back in 2005, since then all properties have had very good occupancy and always tried to keep a good professional relationship with tenants. Other than on one occasion within the last 3yrs I have always sourced my own tenants and vetted them fully. So far so good. If anyone would like some FREE landlord documents please download them on my www.Essex2Let.co.uk website, and select/visit the Contacts page. Early last year I p
  24. Hi all, I have a buy to let property in London, and I am looking into furnishing it to include the basics. Does anyone have any experience using landlord buy to let furniture packs, and if so can anyone recommend any companies to use? I'm looking for something modern, good quality, but of course reasonable. Many thanks! Natalie
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