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Hello, I am looking at a buy to let using a limited company. However I have previously heard that you need three or more properties within your portfolio in order to use the Ltd Co.  Could you tell me how true this statement is? Many thanks, Nick 

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Hey Nick,

You may be conflating the common warning around HMO mortgages, whereby lenders may want you to be an experienced landlord.

Regardless, I have been asked if I'm an experienced landlord in application criteria, and I operate in a LTD Co. I've never been warned this would block a product though, and I've definitely been fine when I started with just 1 property i.e. I didn't have 3 investment properties.


Tommy | Trifecta Properties
Website: www.trifectaproperties.co.uk

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