How do I overcome my lack of credit history? PLUS: Should I extend or refinance?

It’s a paradox: credit history is so important when it comes to finance, but often if you’ve managed your affairs sensibly you haven’t used much credit. Anthony is concerned that a lack of credit history will hinder him, so he’s phoned in to ask for help.

Jez has also called in with a dilemma: should he extend his property, or refinance it? Rob & Rob can’t tell him what to do, but they’ve got some useful pointers.

Do you have a property-related question for Rob & Rob? Whether you’re a first-time investor or a seasoned pro, you could feature on our next episode. Just call 013 808 00035 and leave a message with your name and question (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

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