What should I know about investor-led developments? PLUS: Does a Lifetime ISA mean giving up my profit?

It’s Tuesday. And that means another episode of Ask Rob & Rob.

Our first question this week comes from Michael. He’s seen that in some city centres like Liverpool for example, there are developments that are advertised as ‘investor only’ developments and he’s a bit concerned.

These are developments that offer guaranteed yields for a certain period of time, so he’s wondering what Rob & Rob think of these schemes.

Rob B tackles this question head on, and not only shares his views on these schemes, but also goes into detail about how they actually work.

Our next question is from Jordan who’s got a question about lifetime ISAs.

He’s a first time buyer and he’s set up a lifetime ISA to take advantage of the government’s 25% bonus scheme.

At the moment, due to coronavirus, there’s no penalty for withdrawing the money, whereas previously you would lose around 6% of the original deposit.

However he’s wanting to know if buying a property with a lifetime ISA means he loses any profit that he would make on his property in the future?

We’ve had a number of questions come in recently around lifetime ISAs.

So, should you avoid putting your money into a lifetime ISA or go and an open one tomorrow?

Tune in to find out.


Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours.

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