Is lack of supply the cause of high prices? PLUS: How many properties should I buy with my £100k?

This week on Ask Rob & Rob the guys are talking about the supply and demand of property, and they’re spending £100k of someone else’s money!

Kicking us off this week we’ve got Jonathan from Manchester.

He’s wondering if The Robs have read the UK Collaborative Centre for Housing Evidence and their article on tackling the UK housing crisis.

Since reading the article Jonathan is wanting to know if the 300,000 a year housing supply target is actually the real rise in house prices or if it’s actually mostly down to interest rates?

Do Rob & Rob think that the lack of supply is the real reason for higher property prices?

The second question this week comes from Mary who’s new to the property podcast.

Mary and her husband were looking to purchase their first property at the beginning of the first lockdown. Since then it’s fallen through due to Covid-19 so now they’re reconsidering everything.

They have a deposit of just over £100,000 and they were going to put that down towards their first residential home.

Now, they’re considering splitting it possibly two or three ways and buying a property in each of their names, one dream home and two buy-to-let properties.

However, they’re currently unsure about the market and if buying a house each would have an effect on their first time buyer status, or if there would be a tax implication?

What do The Robs think Mary should do?

Tune in to find out.


Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).

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