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Deal Case Study

13% annualised ROI
in off-plan Derby

An off-plan development at one of the UK’s largest city regeneration projects. In just under 5 years, these new-build apartment delivered £19,500 in capital growth alongside a 13% annualised ROI.

Purchased at a negotiated discount in an emerging location, this deal shows how early market selection and exclusive access can deliver both strong rental income and capital appreciation.

£14,500

EXCLUSIVE DISCOUNT

£650

MONTHLY RENT

£19,500

TOTAL UPLIFT

The Discovery

Derby ticked all the right boxes: strong transport links, genuine affordability compared to neighbouring cities, steady demand from commuters and young professionals, and the kind of regeneration that was reshaping the city. 

City Investment & Growth

The £200 million Becketwell scheme opened in 2025 with a new performance centre bringing 250,000 visitors yearly, while the University of Derby secured a £150 million city-centre business school bringing 6,000 students into the urban core. In the space of just two years, £4 billion had been invested across the city, with a further £2.7 billion in the pipeline.

Local Demand

Derby's employment base gives it staying power. It's an international hub for aerospace, automotive and rail, anchored by major employers like Rolls-Royce, Bombardier and JCB. Being the most central city in the country, connectivity is second to none, with direct train connections to London (83 mins), Birmingham (34 mins), and Manchester (92 mins). This connectivity combined with employment opportunities creates a flourishing rental market.​​

The Deal

Purchase Price: £130,500
Property Hub Discount: £14,500
Total Cash Required: £49,384*

*Includes all fees and deposit.

How the numbers stack up

Capital Growth
Purchase Price: £130,500
Today’s Value: £150,000

Uplift: £19,500

Rental Yield
Monthly Rent: £650
Monthly Costs: £448

Total Profit: £11,918*

*Profit calculated since purchase
Investment Return
Annualised ROI: 13% per year
Months: 59

Total ROI: £31,418

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