Deal Case Study

13% annualised ROI in off-plan Derby

An off-plan apartment in Derby that delivered £19,500 in capital growth and a 13% annualised ROI for its investor — all in under five years.

Derby city-centre property investment

£14,500

Exclusive Discount

£650

Monthly Rent

+£19,500

Total Uplift

The Discovery

Derby ticks every box we look for: superb transport links, genuine affordability, and a wave of city-centre regeneration. By securing an off-plan apartment at a discount, we positioned this deal for both capital growth and dependable rental income.

Bought below market value, fully let, and professionally managed, this deal shows how a well-chosen city at the right point in its growth story can quietly compound returns over a few short years.

The Deal

Purchase Price

£130,500

Property Hub Discount

£14,500

Total Cash Required*

£49,384

Today's Property Value

£150,000

*Includes all fees and deposit.

How the numbers stack up

Capital Growth

Purchase Price: £130,500
Today's Value: £150,000
Uplift: £19,500

Rental Yield

Monthly Rent: £650
Monthly Costs: £448
Total Profit: £11,918

Investment Return

Annualised ROI: 13% per year
Months: 59 months
Total ROI: £31,418

*Total investment return includes rental income.

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